Three State Own Banks had Revise its Credit Target

Three State Own Banks had Revise its Credit Target

The recent sluggish economic condition had force some state own banks to revise its business target.

Agus Martowardjoyo PT Bank Mandiri Tbk president director said the bank had revise its credit growth target from 22% to 18% as an impact of sluggish economic situation and high inflation rate beside credit interest rate have a potetial to be raise, so we need to make an adjustment.

Bank Mandiri had revise target for all kind of credit such as consumption, corporate and commercial.

Further, Agus mention Bank Mandiri credit growth in first semester still high but we make this strategy to anticipation the credit growth slowdown for second semester.

In 2007, total credit had channeled by Bank Mandiri had reach IDR 126.82 trillion and after the revision the total credit channeling will reach IDR 149.6 trillion.

Other state own Bank, PT BNI Tbk had revise its credit target for 2008. early this year, BNI had set its credit growth 22% but after the revision its become 20%.

Gatot M Suwondo BNI president director said the revision is the impact of recent sluggish economic condition and to stop the inflation, Central Bank surely will raise interest rate. Automatically it will affect credit interest rate and in that situation, banks will face difficulties to offer new credit.

Meanwhile, PT BRI Tbk increase its credit target for this year.
Sofyan Basyir president director BRI said the bank had raise its credit growth target from 24% to 27%.

In 2007, BRI total credit had reach IDR 113.85 trillion and the target for 2008 has been set at IDR 144.6 trillion.

For first semester 2008, BRI credit service grew high and until May, BRI were the biggest creditor in Indonesia through its People’s Business Credit (KUR) service.

Further, Sofyan also mention some credit service such as for infrastructure about IDR 1.7 trillion and IDR 1.8 trillion and agriculture expected to be channeled in the second semester 2008.

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